Milford Green

Milford Green
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Monday, March 4, 2013

NOTE TO SELLER...

What Do Home Buyers Really Want?
 homebuyers_young_couple_inside [1]Many in the housing industry are wondering not only what today’s home buyers really want, but also what they are ready to leave behind in light of current economic realities. A new study recently released by NAHB, What Home Buyers Really Want [2], was designed to answer these questions, and more specifically, to provide the most current and accurate information on buyer preferences so that NAHB members can deliver the home (and community) that today’s buyers want and are willing to pay for.

Monday, February 25, 2013

LIGHT BULBS...SO MANY CHOICES!

How to Choose the Best Bulbs to Replace Incandescent
 light_bulbs [1](MCT)—Buying a light bulb used to be easy. And it used to be something you did several times a year.
But now, “a lot of people are starting to look at light bulbs as an investment,”

Wednesday, February 20, 2013

THINK LESS, ACCOMMPLISH MORE!

Rituals of Success
How to Get More Done By Thinking Less

If you’ve ever felt like you can’t find time to get to your list of important things, you’re not alone. New York Times best selling author Tony Schwarz says almost 75 percent of workers around the world feel disengaged at work and that the "more, bigger, faster" mantra is to blame. We are busier than ever, trying to get more done with fewer resources.

Schwarz suggests everything we do—whether checking email, exercising, or resisting the temptation to eat an extra cookie—often requires thinking, and thinking takes energy. So, if you want to get more done you must actually think less.

In 1911, philosopher A.N. Whitehead wrote: "It is a profoundly erroneous truism that we should cultivate the habit of thinking of what we are doing. The precise opposite is the case. Civilization advances by extending the number of operations we can perform without thinking about them."

The answer, according to Schwarz, is to make important things automatic, what he calls a ritual. Rituals are highly specific behaviors performed at a specific time. He reports the five rituals that have made the most difference in his life are:
1.     Sticking to a bedtime that ensures he gets at least 8 hours of rest.
2.     Working out first thing in the morning, whether he feels like it or not.
3.     Starting his workday by doing the most important task first—decided the night before—and working only in 90-minute time blocks with a definite break in between.
4.     Writing down his good ideas immediately, so they aren’t bouncing around in his mind all day, or worse, forgotten entirely.
5.     When upset by someone or something, he ritually asks how he can see the same set of facts in a more hopeful or empowering way.
Remember, the less you have to think about your goals as you perform the steps to achieve them, the more likely you are to check them off your list.

Monday, February 4, 2013

FORECLOSURE MORATORIUM FOR HURRICANE DISASTER AREAS

Donovan and DeMarco Announce Extended Foreclosure Relief for Hurricane Sandy Storm Victims
 O [1]U.S. Housing and Urban Development Secretary Shaun Donovan, who serves as President Obama’s Chairman of the Hurricane Sandy Rebuilding Task Force, and Federal Housing Finance Agency Acting Director Edward J. DeMarco recently announced that the Federal Housing Administration (FHA), Fannie Mae, and Freddie Mac will extend expiring protections against foreclosure actions against homeowners whose properties were damaged or destroyed due to Hurricane Sandy.
The additional 90-day foreclosure moratorium applies to homeowners with properties in states where the President issued major disaster declarations following Hurricane Sandy. The extended moratoriums announced today apply to the initiation of foreclosures and foreclosures already in process.

Thursday, January 24, 2013

Market Update

Existing Home Sales Hit 5-year High in 2012
 sold_home_agent_couple [1](MCT)—Sales of existing homes ticked down in December from the month before, while the total for 2012 hit the highest level in five years, according to data released Tuesday by the National Association of REALTORS®.
The pace of sales fell 1 percent in December to a seasonally adjusted annual rate of 4.94 million, according to NAR. For all of 2012, existing-home sales hit 4.65 million, the highest level since 2007 and up 9.2 percent from 2011.
“Record-low mortgage interest rates clearly are helping many home buyers, but tight inventory

Monday, January 14, 2013

SELLER FINANCING...A POSSIBILITY

Real Estate Q&A: Seller Financing Can Help Sell Home
 Consumer News and Advice,Home Owner News,Homeowner's Toolkit,Today's Top Story - Consumer | Comments Disabled
seller_financing [1](MCT)—QUESTION: I am trying to sell my home but am not getting any showings. I’m thinking about allowing a buyer to finance it through me. Is this a good idea?
—Suzanne
ANSWER: It certainly can be, depending on your situation. If you own the property free and clear of any mortgage loans, financing the transaction for the buyer yourself has its advantages. But you’ll need to take precautions to protect your interests.
This sort of arrangement can help attract a deeper pool of prospective buyers who have temporary financial issues. You can finance the property for your buyer at an interest rate much higher than any bank will pay you for storing your money.

Monday, January 7, 2013

FISCAL CLIFF - WHAT IT MEANS TO HOMEOWNERS

Fiscal Cliff Avoided: What it Means for Housing and Home Builders
 fiscal cliff [1]The fiscal cliff, an economically damaging set of tax hikes and spending reductions scheduled to begin in 2013, has been avoided (for now) and that is good news for housing in the short-run.
The enactment of H.R. 8, the American Taxpayer Relief Act of 2012, will extend permanently most, but not all, of the 2001/2003 tax cuts. The legislation prevents a fiscal drag of approximately $600 billion in 2013, which would have been large enough to push the current weak economy into recession. That in turn would have reduced demand for both owner-occupied and renter housing and threatened the ongoing recovery for home building.